ICICI Aspire Program
Launch Your Banking Career with the ICICI Bank Probationary Officer Programme 2025
The ICICI Bank Probationary Officer (PO) Programme 2025, offered in collaboration with Manipal Academy of Higher Education (MAHE), is a prestigious 1-year Post Graduate Diploma in Banking and Finance (PGDBF) designed to transform graduates into skilled banking professionals. This programme prepares candidates for roles such as Deputy Manager at ICICI Bank, India’s leading private sector bank, with a starting salary of approximately ₹5.00 LPA (as per industry standards for similar roles). With a comprehensive curriculum, stipends during training, and assured job placement, the ICICI Bank PO Programme is a gateway to a rewarding career in banking. Here’s a detailed guide to the programme, including eligibility, selection process, training structure, and more, based on information from ICICI Bank’s official careers portal and industry insights.
Programme Overview
The ICICI Bank Probationary Officer Programme is a 1-year initiative aimed at equipping graduates with the skills and knowledge required for roles in retail banking, sales, and customer relationship management. The programme combines 6 months of residential classroom training at the ICICI Manipal Academy (IMA) in Bengaluru, 2 months of internship, and 4 months of on-the-job training (OJT) at ICICI Bank branches. Upon successful completion, candidates are absorbed as Deputy Managers and awarded a Post Graduate Diploma in Banking and Finance from MAHE, a top-ranked university.
Key Highlights:
- Job Role: Deputy Manager (Retail Banking, Sales, or Customer Service)
- Salary: Approximately ₹5.00 LPA (fixed CTC, based on industry standards, plus performance-based incentives)
- Certification: Post Graduate Diploma in Banking and Finance (PGDBF) from MAHE
- Programme Duration: 12 months
- 6 months of residential classroom training at ICICI Manipal Academy, Bengaluru
- 2 months of internship at ICICI Bank branches
- 4 months of on-the-job training (OJT) at ICICI Bank branches
- Course Fee: Approximately ₹3,50,000 + GST (based on previous cycles, confirm via official sources)
- Fee Reimbursement: Not refundable; loan facility available
- Loan Facility: Available through partner banks at competitive interest rates
- Stipend (indicative, based on industry standards):
- ₹5,000–₹10,000/month during classroom training
- ₹20,000–₹25,000/month during internship
- ₹5.00 LPA (pro-rated monthly, approximately ₹41,667/month) during OJT
- Campus Benefits (during 6-month classroom training):
- Accommodation (lodging)
- Meals
- Uniforms
- Study materials
- Tablet for digital learning
- Training Partner: Manipal Academy of Higher Education (MAHE)
- Job Location: Pan-India, across ICICI Bank’s 6,497 branches, based on business requirements
Training and Stipend Structure
The ICICI Bank PO Programme follows a structured “Learn-Earn-Grow” model, offering stipends during all phases and comprehensive campus benefits during the residential training.
Training Breakdown:
- 6-Month Residential Classroom Training (ICICI Manipal Academy, Bengaluru)
- Stipend: ₹5,000–₹10,000/month (indicative, confirm via official sources)
- Campus Benefits:
- Fully residential with hostel accommodation
- Meals
- Uniforms
- Study materials
- Tablet for digital learning
- Curriculum:
- Retail banking operations and financial products (savings accounts, loans, credit cards, insurance, mutual funds)
- Sales and customer relationship management
- KYC, AML, and RBI compliance frameworks
- Digital banking tools and IT systems (e.g., Finacle)
- NISM certifications (Depository and Mutual Fund)
- Soft skills (communication, leadership, business etiquette)
- Case studies, role-plays, and simulations for practical learning
- Delivery Mode: In-person classes with expert-led sessions, supported by digital learning platforms
- 2-Month Internship (at ICICI Bank branches)
- Stipend: ₹20,000–₹25,000/month (indicative, confirm via official sources)
- Practical exposure to branch operations, customer interactions, and sales processes
- Candidates arrange their own boarding and lodging
- 4-Month On-the-Job Training (OJT) (at ICICI Bank branches)
- Stipend: ₹5.00 LPA (pro-rated as monthly salary, approximately ₹41,667/month)
- Hands-on experience in sales, customer service, and banking operations, aligning with the Deputy Manager role
Upon successful completion, candidates join ICICI Bank as Deputy Managers with a fixed CTC of approximately ₹5.00 LPA plus incentives. The programme’s rigorous training ensures candidates are well-prepared for the demands of retail banking.
Eligibility Criteria
To apply for the ICICI Bank Probationary Officer Programme 2025, candidates must meet the following requirements, as outlined on the ICICI Bank Careers portal:
- Age: 20–27 years (as of the application date)
- Gender: Open to both male and female candidates
- Educational Qualification:
- Full-time graduation in any stream (e.g., BA, B.Com, BBA, B.Sc, BCA, etc.)
- Minimum 50% aggregate marks in graduation (no backlogs)
- Graduation must be from a recognized university in regular mode (no correspondence, distance learning, vocational, or open schooling)
- Minimum 55% in 10th and 12th standards
- Additional Requirements:
- Proficiency in written and spoken English
- No immediate family members (parents, siblings, spouse, or children) employed at ICICI Bank or under consideration for employment with ICICI group companies
- No pending legal cases or disciplinary actions
- Candidates must not have been interviewed by ICICI Bank for the PO programme in the last 6 months
- Experience: Open to freshers and candidates with up to 2 years of work experience
- Academic Gap: Maximum 2-year gap allowed between 10th, 12th, and graduation
Course Fee and Financing
- Total Fee: Approximately ₹3,50,000 + GST (based on previous cycles, confirm via www.icicicareers.com)
- Payment Options: Self-funded or via education loan
- Loan Facility: Available through partner banks at competitive interest rates (e.g., 10–13%); contact ICICI Manipal Academy for details
- Fee Reimbursement: Not refundable, even if the candidate exits the programme
- Application Fee: Not specified; candidates should check the application portal
- Transparency Note: The course fee is paid to Manipal Academy of BFSI, not ICICI Bank. Any additional payment requests are fraudulent and should be reported to ICICI Bank’s customer care (1800 1080) or email (careers@icicibank.com).
Selection Process
The selection process for the ICICI Bank PO Programme is merit-based and designed to identify candidates with strong potential for banking roles. Based on information from the ICICI Bank Careers portal, the steps are:
- Online Application:
- Register on the ICICI Bank Careers portal: www.icicicareers.com/Careers/CP/Requirementapply.aspx
- Submit your resume and complete the application form
- Receive a confirmatory email with a unique Applicant Login ID for future correspondence
- Pay a non-refundable application fee (typically ₹500–₹2,000, confirm via official sources)
- Online Assessment:
- Personality Profiler: Complete a 23-question profiler to assess personality traits and suitability for banking roles
- Aptitude Test: Tests Verbal Ability, Numerical Ability, Logical Reasoning, and English Proficiency
- Panel Interview:
- Conducted by ICICI Bank and Manipal Academy representatives (in-person or virtual)
- Assesses banking awareness, sales aptitude, communication skills, and alignment with ICICI Bank’s values
- Provisional Offer Letter:
- Issued after document verification (PAN card, Aadhaar card, address proof, birth date proof, academic certificates, resume) and background checks
- Training:
- Enrolled candidates begin the 12-month programme (6 months classroom, 2 months internship, 4 months OJT)
- Job Placement:
- Successful candidates join ICICI Bank as Deputy Managers
Document Requirements:
- PAN card
- Aadhaar card
- Address proof (e.g., passport, driving license, voter’s ID)
- Birth date proof (e.g., passport, birth certificate, school leaving certificate)
- Academic certificates (10th, 12th, graduation)
- Updated resume
- Declaration confirming the accuracy of provided information
Note: If you forget your password, reset it at www.icicicareers.com/Careers/CP/ForgotPassword.aspx.
Test Pattern for Online Assessment
The online assessment is a critical step in the selection process. Based on programme details and industry standards, the test pattern includes:
- Type: Objective, multiple-choice questions
- Sections:
- Verbal Ability: Grammar, vocabulary, reading comprehension
- Numerical Ability: Arithmetic, data interpretation, quantitative aptitude
- Logical Reasoning: Analytical and problem-solving skills
- English Proficiency: Written and spoken English skills
- Personality Profiler: 23 questions assessing traits like teamwork, adaptability, and customer orientation
- Duration: Typically 60–90 minutes (subject to official notification)
- Negative Marking: Not specified; candidates should check official guidelines
- Preparation Tips:
- Study quantitative aptitude using resources like RS Aggarwal or Arun Sharma
- Practice English grammar, vocabulary, and comprehension
- Take mock tests to improve speed and accuracy
- Review banking concepts (e.g., retail banking, financial products, KYC, AML)
- Prepare for the personality profiler by reflecting on teamwork and customer-facing scenarios
Roles and Responsibilities of a Deputy Manager
As a Deputy Manager at ICICI Bank, you will work in the Retail Banking vertical, focusing on sales, customer service, and relationship management. Key responsibilities include:
- Customer Acquisition: Onboard new clients through leads, referrals, and market outreach
- Cross-Selling: Promote banking products like savings accounts, fixed deposits, loans, credit cards, insurance, and mutual funds
- Relationship Management: Build and maintain long-term client relationships to enhance retention and wallet share
- Branch Operations: Assist in daily banking operations, including transaction processing and reporting
- Compliance: Adhere to KYC, AML, and RBI regulations
- Digital Banking: Educate customers on digital banking platforms and services
- Sales Targets: Achieve monthly/quarterly targets for product sales and account openings
The role may involve postings at any of ICICI Bank’s 6,497 branches across India, with potential assignments in semi-urban or rural areas.
Why Choose the ICICI Bank Probationary Officer Programme?
The ICICI Bank PO Programme offers several advantages for aspiring bankers:
- Prestigious Training: Delivered by Manipal Academy of Higher Education, a top-ranked university, with a focus on retail banking and sales
- Earn While You Learn: Stipends during classroom training, internship, and OJT phases
- Assured Job Placement: Guaranteed role as a Deputy Manager with ICICI Bank
- Competitive Salary: Approximately ₹5.00 LPA + incentives
- Campus Benefits: Lodging, meals, uniforms, study materials, and a tablet during the 6-month residential training
- Career Growth: Clear pathway to leadership roles in India’s leading private sector bank
- Inclusive Opportunity: Open to graduates from any stream with 50% marks, ideal for freshers and those with minimal experience
Challenges to Consider: The course fee is non-refundable, and the role involves sales targets, which may entail work pressure. However, the comprehensive training, stipends, and job assurance make it a worthwhile investment.
About ICICI Bank
Founded in 1994, ICICI Bank is India’s largest private sector bank by market capitalization, with 6,497 branches and 17,179 ATMs across 3,245 cities/towns as of March 31, 2025. Known for its digital-first approach and customer-centric solutions, ICICI Bank offers a wide range of products, including savings accounts, loans, credit cards, insurance, and wealth management. With a global presence in 15 countries, the bank serves millions of customers and is committed to nurturing talent through initiatives like the PO Programme.
Conclusion
The ICICI Bank Probationary Officer Programme 2025 is a premier opportunity for graduates aged 20–27 to build a rewarding career with India’s leading private sector bank. With its 12-month training, stipends, comprehensive curriculum, and assured placement as a Deputy Manager, the programme offers a clear pathway to success in retail banking. Backed by Manipal Academy of Higher Education, this initiative equips candidates with the skills to excel in sales and customer service roles. If you meet the eligibility criteria and are passionate about a banking career, apply now at www.icicicareers.com, prepare diligently for the assessment and interview, and take the first step toward a dynamic future with ICICI Bank!
For more details, visit www.icicicareers.com or contact ICICI Bank’s customer care (1800 1080). Stay updated on application deadlines and batch commencement dates.