Equitas Small Finance Personal Banker Program: Launch Your Banking Career in 2025
Equitas Small Finance Personal Banker Program: Launch Your Banking Career in 2025
India’s banking sector, valued at $465.1 billion in 2024, is projected to create over 1.5 lakh jobs in 2025, with small finance banks like Equitas Small Finance Bank leading the charge in financial inclusion. The Equitas Small Finance Personal Banker Program, offered in collaboration with UNext Manipal Academy of BFSI, is a job-assured initiative designed to train and place graduates in roles such as Personal Banker. With salaries ranging from ₹3.5 LPA to ₹4.5 LPA plus incentives, this 2-week intensive program equips candidates with skills in customer relationship management, sales, and banking compliance. This blog explores the program’s structure, benefits, eligibility, application process, and preparation tips, with insights from Eduooze Skill Institute, a trusted training provider with over 7,000 placements.
What is the Equitas Small Finance Personal Banker Program?
The Equitas Small Finance Personal Banker Program is a career-launching initiative by Equitas Small Finance Bank, a leading institution founded in 2007 as a microfinance lender and operational as a small finance bank since 2016. With over 400 branches and a customer base of 4.5 million, Equitas partners with UNext Manipal Academy of BFSI to deliver this 2-week residential training program. It prepares candidates to excel as Personal Bankers, focusing on managing client relationships, promoting banking products (e.g., savings accounts, personal loans), and ensuring compliance. The program guarantees placement with Equitas across locations like Chennai, Mumbai, Delhi, and other key regions, addressing the demand for skilled banking professionals in India’s ₹12 trillion retail banking market (2024).
Eduooze Insight: “The Personal Banker Program is a fast-track to a rewarding banking career, offering hands-on training and job assurance,” says Bhavna Rohera, Banking Trainer.
Source: Equitas Small Finance Bank – equitasbank.com; Equitas Personal Banker Program – manipalbfsi.com
Key Features of the Personal Banker Program
Program Structure
- Duration: 2 weeks (residential training in South India, e.g., Chennai or Bengaluru).
- Curriculum: Covers banking product sales (savings accounts, personal loans), customer relationship management, KYC/AML compliance, digital banking tools, and client query resolution.
- Program Fee: ₹42,000 + GST (covers training, tuition, boarding, and lodging).
- Performance Bonus: ₹42,000 refunded upon completing 12 months with Equitas.
- Certification: Issued by UNext Manipal Academy of BFSI upon completion.
- Job Role: Personal Banker.
- Responsibilities: Acquire and manage client accounts, promote savings accounts (up to 7% p.a. interest), personal loans (from ₹2 lakh, 10.49% p.a.), handle customer queries, and ensure regulatory compliance.
- Salary: ₹3.5 LPA to ₹4.5 LPA + incentives (up to ₹50,000 annually).
- Locations: Chennai, Mumbai, Delhi, Haryana, Punjab, Gujarat, Rajasthan, South India.
Program Benefits
- 100% Job Assurance: Guaranteed placement with Equitas Small Finance Bank as a Personal Banker.
- Competitive Salary: ₹3.5 LPA to ₹4.5 LPA plus performance-based incentives.
- Skill Development: Training in sales, CRM, compliance, and digital banking by industry experts.
- Career Growth: Progress to roles like Branch Manager (₹6–10 LPA) within 3–5 years.
- Industry Exposure: Work with Equitas’ tech-driven, inclusive banking model, serving diverse products like EVA Savings Account for women and FCNR (B) Deposits.
Source: Equitas Personal Banker Program – manipalbfsi.com; Equitas Banking Products – equitasbank.com
Eligibility Criteria
- Qualification: Any degree (10+2+3 or 10+2+4) with minimum 50% marks in undergraduate studies.
- Age: 26 years or younger.
- Program Type: Full-time graduates only.
- Gender: Open to all genders.
- Additional:
- Strong communication and interpersonal skills.
- Willingness to work in customer-facing, sales-driven roles.
- Basic knowledge of regional languages and English.
Source: Eligibility – equitasbank.com
Application and Selection Process
- Online Registration:
- Apply at equitas.manipalbfsi.com.
- Submit personal details, educational certificates (10th/12th/graduation), and date of birth.
- Pay a nominal registration fee (if applicable).
- Assessment:
- Online Test: Evaluates aptitude (Numerical, Verbal, Reasoning) and basic banking knowledge (e.g., savings accounts, loan processes).
- Virtual Interview: Conducted by Equitas and UNext Manipal to assess communication, sales aptitude, and motivation for personal banking roles.
- Provisional Offer Letter (POL):
- Issued upon clearing assessments, securing a seat in the program.
- Pay ₹42,000 + GST program fee (covers training, boarding, lodging).
- Training Phase:
- 2-week residential training in South India (e.g., Chennai or Bengaluru).
- Focus on banking product sales, customer engagement, and compliance (e.g., KYC/AML).
- Placement:
- Join Equitas Small Finance Bank as a Personal Banker in select locations across India.
Eduooze Support: Application guidance, test preparation, and mock interviews tailored for Equitas’ personal banker assessments.
Source: Registration Process – equitas.manipalbfsi.com
Key Skills Developed in the Personal Banker Program
- Banking Product Sales:
- Promote savings accounts (up to 7% p.a.), personal loans (₹2 lakh+, 10.49% p.a.), and fixed deposits.
- How to Develop: Practice 3–5 sales pitches during training.
- Customer Relationship Management (CRM):
- Build trust and manage client relationships to ensure retention and satisfaction.
- How to Develop: Role-play client interactions via Eduooze workshops.
- Compliance and Documentation:
- Adhere to KYC/AML guidelines and manage account opening/loan processes.
- How to Develop: Study RBI regulations through Eduooze’s PGCRB.
- Digital Proficiency:
- Use digital platforms (e.g., Equitas Mobile Banking, Internet Banking) for account management and reporting.
- How to Develop: Train on banking software via Eduooze modules.
- Client Query Resolution:
- Address customer inquiries and grievances efficiently.
- How to Develop: Practice handling common banking queries in training.
Eduooze Support: PGCRB covers sales, compliance, CRM, and digital tools for banking roles.
Source: Job Description – equitasbank.com; Personal Banker Insights – ambitionbox.com
Roadmap to Success in the Personal Banker Program
- Pre-Application (1–2 Weeks):
- Research the program on equitasbank.com or equitas.manipalbfsi.com.
- Verify eligibility (graduate, 50% marks, age ≤26).
- Prepare documents: 10th/12th/graduation marksheets.
- Application and Assessment (2–4 Weeks):
- Submit online application and register for assessments.
- Practice 50 aptitude questions daily (20 Verbal, 15 Numerical, 15 Reasoning).
- Prepare for interviews: 5 behavioral questions (e.g., “How would you handle an upset customer?”) using STAR method.
- Eduooze Support: 1,000+ mock questions and interview prep.
- Training Phase (2 Weeks):
- Attend residential training in South India.
- Complete assignments and pass assessments.
- Pay program fee (₹42,000 + GST).
- Placement and Career Start:
- Join Equitas as a Personal Banker (₹3.5–4.5 LPA + incentives).
- Aim for promotions to Branch Manager (₹6–10 LPA) within 3–5 years.
Timeline: Application (1 month), Training (2 weeks), Placement = ~1.5 months total.
Source: Program Overview – equitas.manipalbfsi.com
Challenges and Solutions
- Program Fee Affordability:
- Challenge: ₹42,000 + GST may be a barrier for some candidates.
- Solution: Full fee refund as a performance bonus after 12 months with Equitas.
- Competitive Selection:
- Challenge: High applicant volume for limited seats (e.g., 50–100 per batch).
- Solution: Excel in aptitude tests and interviews with Eduooze’s PGCRB preparation.
- Relocation Requirements:
- Challenge: Training and job placements may require relocation.
- Solution: Plan logistics early; program covers boarding and lodging during training.
Testimonial: “Eduooze’s PGCRB and mock tests helped me secure a ₹4 LPA Personal Banker role with Equitas!
” – Priya S., Chennai, 2025.
Why Choose Eduooze Skill Institute?
- PGCRB Program: Tailored for banking roles, covering sales, compliance, CRM, and digital tools.
- Mock Tests: 1,000+ questions for aptitude, banking knowledge, and interview preparation.
- Workshops: Focus on sales pitches, KYC compliance, and customer query resolution.
- Job Fairs: Connect with Equitas and other BFSI recruiters.
- Certifications: PGCRB enhances employability for banking careers.
- Contact: 9142465110 or www.eduooze.com.
Conclusion
The Equitas Small Finance Personal Banker Program is a transformative opportunity for graduates to launch a rewarding career in India’s banking sector, offering salaries up to ₹4.5 LPA, comprehensive training, and guaranteed placement. With a focus on customer relationship management, sales, and compliance, the program equips candidates for roles like Personal Banker. By leveraging Eduooze Skill Institute’s PGCRB for test and interview preparation, candidates can navigate the competitive selection process and build a thriving career with Equitas. Apply today to join Equitas and shape your banking future in 2025!
Call to Action: Launch your banking career with Eduooze Skill’s PGCRB! Call 9142465110 or visit www.eduooze.com to prepare for the Equitas Personal Banker Program.
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