Axis Young Bankers Program Aptitude Test Guide
Axis Young Bankers Program Aptitude Test Guide: Sample Questions and Preparation Tips for 2025
The Axis Bank Young Bankers Program, offered in collaboration with Manipal Academy of BFSI or NIIT IFBI, is a prestigious 12-month training initiative designed to transform graduates into Branch Relationship Officers (Assistant Managers) at Axis Bank, India’s third-largest private bank with over 5,300 branches as of 2025. With a projected 1.5 lakh banking vacancies in India this year, the program offers a starting CTC of ₹5.25 LPA, stipends during training (₹5,000/month for classroom, ₹24,491/month for internship), and a Post Graduate Diploma in Banking Services (PGDBS) from Manipal Academy of Higher Education (MAHE) or NIIT University. The selection process begins with a challenging two-stage online aptitude test, followed by interviews, testing skills in Verbal Ability, Analytical Ability, Numerical Ability, Written English, and Listening Comprehension. In this blog, we share sample aptitude questions, expert preparation strategies, and insights from Eduooze Skill Institute, a trusted training provider with over 7,000 placements, to help you ace the Axis Young Bankers Program aptitude test in 2025.
Source: Axis Bank Young Bankers Program – axisybp.manipalbfsi.com
Understanding the Axis Young Bankers Program
- Program Structure:
- 4 Months: Classroom training at Manipal Academy’s Bengaluru campus or NIIT IFBI, covering banking operations, sales, customer relationship management, and compliance (e.g., KYC/AML).
- 3 Months: Internship at Axis Bank branches with a ₹24,491/month stipend.
- 5 Months: On-the-Job Training (OJT) to apply skills in real-world banking scenarios.
- Certification: PGDBS upon successful completion (minimum 60% marks).
- Job Role: Branch Relationship Officer (Assistant Manager), responsible for client acquisition, cross-selling products (e.g., savings accounts, loans), and ensuring customer satisfaction.
- Eligibility:
- Age: 21–30 years.
- Education: Graduate or postgraduate with 50%+ marks in any discipline (regular mode, no distance learning).
- Experience: 0–3 years, with preference for sales or customer-facing roles.
- Requirements: No immediate family employed at Axis Bank, proficiency in English and local language, valid ID proofs (PAN, Aadhaar).
- Salary and Stipends:
- Classroom Training: ₹5,000/month.
- Internship: ₹24,491/month.
- Post-completion: ₹5.25 LPA CTC.
- Program Fees: ₹2,35,169 + 18% GST, with loan options at ~13% interest from Axis Bank.
- Locations: Placements across India, including Bihar and Jharkhand (e.g., Patna, Ranchi).
Eduooze Skill Insight: “The Axis Young Bankers aptitude test is a gateway to a rewarding banking career. Our PGCRB program, with over 1,000 practice questions, ensures candidates excel,” says Bhavna Rohera, Banking Trainer with 25+ years of experience.
Source: Axis Bank Young Bankers Program – www.niit.com
Aptitude Test Structure and Exam Pattern
The Axis Young Bankers Program aptitude test is a two-stage online, proctored exam designed to assess candidates’ readiness for banking roles. Based on candidate feedback from platforms like Youth4Work, Glassdoor, and Freshersworld, here’s the structure:
- Format: Online, multiple-choice questions (MCQs) with some descriptive components (Written English).
- Duration: ~2 hours, with sectional time limits (non-revisitable sections).
- Sections and Weightage:
- Verbal Ability: 20–25% (reading comprehension, vocabulary, grammar).
- Analytical Ability (Logical Reasoning): 25–30% (puzzles, coding-decoding, seating arrangements).
- Numerical Ability (Quantitative Aptitude): 30–35% (data interpretation, arithmetic, percentages).
- Written English Test: 10–15% (email/letter writing, short essays).
- Listening Comprehension Test: 10–15% (audio-based questions).
- Total Questions: ~100–120, varying by year.
- Marking: No negative marking (based on recent candidate experiences).
- Difficulty: Easy to moderate, with emphasis on speed (30–40 seconds per question) and accuracy.
- Cut-off: Typically 60–70% for shortlisting to interviews.
Candidate Experience: “The test in March 2025 had 110 questions, with DI and puzzles being time-consuming. Eduooze Skill’s timed mocks helped me finish 10 minutes early with 82% accuracy.” – Neha R., Jamshedpur, 2025.
Source: Axis Bank Young Bankers Exam Pattern – www.prep.youth4work.com
Sample Aptitude Questions for Axis Young Bankers Program
Below are sample questions across the five test sections, curated from similar banking exams (e.g., SBI PO, IBPS, HDFC programs) and candidate feedback on Youth4Work, Freshersworld, and AmbitionBox. These reflect the test’s focus on banking-relevant skills.
1. Numerical Ability (Quantitative Aptitude)
Purpose: Tests mathematical skills, data interpretation, and quick calculations for banking scenarios.
- Question 1: A loan of ₹50,000 is taken at 8% simple interest per annum. What is the interest paid after 3 years?
- Options: a) ₹12,000, b) ₹14,000, c) ₹10,000, d) ₹15,000
- Answer: a) ₹12,000
- Explanation: Simple Interest = (Principal × Rate × Time) / 100 = (50,000 × 8 × 3) / 100 = ₹12,000.
- Source: Axis Bank Placement Papers – placement.freshersworld.com
- Question 2: A bank offers a 5% discount on the annual premium of a fixed deposit if paid upfront. If the original premium is ₹20,000, what is the discounted amount?
- Options: a) ₹19,000, b) ₹18,500, c) ₹19,500, d) ₹18,000
- Answer: a) ₹19,000
- Explanation: Discount = 5% of ₹20,000 = ₹1,000. Discounted amount = ₹20,000 – ₹1,000 = ₹19,000.
- Question 3 (Data Interpretation): A bar graph shows Axis Bank’s CASA deposits (in ₹ crores) over 4 quarters: Q1 (500), Q2 (600), Q3 (550), Q4 (700). What is the percentage increase in deposits from Q1 to Q4?
- Options: a) 30%, b) 40%, c) 25%, d) 50%
- Answer: b) 40%
- Explanation: Increase = 700 – 500 = 200. Percentage increase = (200 / 500) × 100 = 40%.
Eduooze Tip: Practice 20 numerical questions daily, focusing on data interpretation (tables, bar graphs) and arithmetic (profit/loss, interest).
2. Analytical Ability (Logical Reasoning)
Purpose: Assesses logical thinking and problem-solving for decision-making in banking.
- Question 4: In a code, “MONEY” is written as “NPOAF”. How is “CREDIT” written in that code?
- Options: a) DSFKU, b) ESGLV, c) DTFJU, d) EUGKW
- Answer: b) ESGLV
- Explanation: Each letter in “MONEY” is replaced by the next letter (M→N, O→P, N→O, E→F, Y→Z), and the code is reversed (NPOFZ→NPOAF). For “CREDIT”: C→D, R→S, E→F, D→E, I→J, T→U → DSFEJU → reverse → ESGLV.
- Question 5: Five people (P, Q, R, S, T) sit in a row facing north. Q is second to the left of T. P is not adjacent to Q. R is second to the right of S. Who is in the middle?
- Options: a) P, b) Q, c) R, d) S
- Answer: c) R
- Explanation: Arrangement: S-P-R-Q-T. Q is second to left of T (Q-?-T), P is not adjacent to Q, R is second to right of S (S-?-R). R is in the middle.
Eduooze Tip: Practice 15 reasoning questions daily, focusing on coding-decoding, seating arrangements, and blood relations.
3. Verbal Ability
Purpose: Tests English comprehension, vocabulary, and grammar for customer communication.
- Question 6: Choose the correct synonym for “Prudent” in the context of banking decisions.
- Options: a) Careless, b) Wise, c) Risky, d) Hasty
- Answer: b) Wise
- Explanation: “Prudent” means careful and sensible, synonymous with “wise” in banking.
- Source: Axis Bank Question Paper – placement.freshersworld.com
- Question 7: Fill in the blank: Axis Bank’s ___ on digital banking has improved customer accessibility.
- Options: a) Neglect, b) Focus, c) Decline, d) Avoidance
- Answer: b) Focus
- Explanation: The context implies a positive action, making “focus” the best choice.
Eduooze Tip: Practice 10 verbal questions daily, including synonyms, cloze tests, and reading comprehension passages.
4. Written English Test
Purpose: Evaluates written communication skills for professional correspondence in banking.
- Question 8: Write a 50-word email to a customer apologizing for a delayed transaction.
- Sample Answer: Dear Customer, We sincerely apologize for the delay in your transaction. Our team is resolving the issue and expects completion within 24 hours. Please contact our helpline at 1800-123-4567 for updates. Thank you for your patience and trust in Axis Bank. Regards, [Your Name], Branch Relationship Officer.
- Tip: Ensure clarity, professionalism, and a customer-centric tone.
Eduooze Tip: Practice 2–3 short emails or letters daily, addressing common banking scenarios (e.g., delays, account queries).
5. Listening Comprehension Test
Purpose: Assesses ability to understand spoken English for customer interactions.
- Question 9: (Hypothetical audio) A customer requests a high-interest savings account. Which Axis Bank product would you recommend?
- Options: a) Basic Savings Account, b) Prestige Savings Account, c) Current Account, d) Recurring Deposit
- Answer: b) Prestige Savings Account
- Explanation: Axis Bank’s Prestige Savings Account offers up to 7.25% interest, ideal for customers seeking high returns.
Eduooze Tip: Practice listening to English audio clips (e.g., banking webinars, RBI speeches) and answering related MCQs.
Source: Axis Bank Young Bankers Exam Pattern – www.prep.youth4work.com
Challenges of the Aptitude Test
- Time Management: With ~100 questions in 2 hours, candidates have 30–40 seconds per question, requiring speed and accuracy.
- Data Interpretation: Numerical Ability includes complex DI sets (e.g., bar graphs, pie charts) that test quick calculations.
- Reasoning Complexity: Puzzles and seating arrangements demand logical clarity under time pressure.
- Communication Skills: Written English and Listening Comprehension require strong language proficiency.
- Banking Awareness: Questions may include Axis-specific products or RBI policies (e.g., repo rate at 6.75%).
Eduooze Skill Support: “Our PGCRB program offers timed mocks and workshops to address these challenges,” says Rahul Jain, Director.
Expert Preparation Tips to Ace the Aptitude Test
1. Understand the Test Pattern
- Study the five sections: Numerical Ability (30–35%), Analytical Ability (25–30%), Verbal Ability (20–25%), Written English (10–15%), Listening Comprehension (10–15%).
- Practice sectional tests to adapt to time limits (e.g., 20 minutes for Numerical Ability).
- Eduooze Skill Support: Access our 1,000+ question bank tailored for Axis Bank’s test.
2. Master Numerical Ability
- Key Topics:
- Arithmetic: Profit/loss, simple/compound interest, time/speed/distance.
- Data Interpretation: Tables, bar graphs, pie charts (e.g., deposit trends).
- Example: Calculate compound interest on ₹10,000 at 5% for 2 years, compounded annually (Answer: ₹1,025).
- Practice 20 questions daily, focusing on speed (30 seconds/question).
- Use shortcuts for percentages and ratios.
3. Excel in Analytical Ability
- Key Topics:
- Puzzles: Seating arrangements, floor-based puzzles.
- Coding-Decoding: Letter and number-based codes.
- Logical Reasoning: Syllogisms, blood relations.
- Practice 15 questions daily, solving puzzles in under 2 minutes.
- Eduooze Skill Support: Our reasoning workshops simplify complex puzzles.
4. Strengthen Verbal Ability
- Key Topics:
- Reading Comprehension: Banking-related passages.
- Vocabulary: Synonyms, antonyms, idioms.
- Grammar: Error spotting, sentence completion.
- Practice 10 questions daily, including 1–2 comprehension passages.
- Read financial news (e.g., Economic Times) to improve vocabulary.
5. Prepare for Written English
- Practice writing concise emails (50–100 words) for banking scenarios (e.g., apologizing for delays, explaining products).
- Focus on grammar, tone, and structure.
- Eduooze Skill Support: Our communication workshops enhance writing skills.
6. Improve Listening Comprehension
- Listen to English audio clips (e.g., banking webinars, RBI speeches) and answer MCQs.
- Practice 2–3 audio-based exercises daily.
- Eduooze Skill Support: Access audio-based mocks for practice.
7. Build Banking Knowledge
- Learn 20+ terms: KYC, CASA, CRR (4.5%), SLR (18%), repo rate (6.75%).
- Study Axis Bank products: Prestige Savings Account (up to 7.25% interest), personal loans (10.49%+).
- Follow RBI’s X posts for policy updates.
- Eduooze Skill Support: PGCRB’s banking modules cover Axis-specific topics.
8. Leverage a Study Plan (4 Weeks)
- Week 1: Build Basics:
- Study 10 banking terms/day (e.g., KYC, CASA).
- Practice 20 numerical, 15 reasoning, 10 verbal questions/day.
- Draft 2 written English responses.
- Week 2: Advanced Practice:
- Practice DI (15 questions/day) and puzzles (10/day).
- Solve 2 listening comprehension exercises.
- Study Axis Bank’s products and competitors.
- Week 3: Mock Tests:
- Take 3 full-length mocks weekly (100 questions, 2 hours).
- Practice 5 written English responses and 3 listening exercises.
- Revise banking terms and RBI policies.
- Week 4: Final Prep:
- Take 5 mocks, aiming for 80+ marks.
- Practice 10 written English responses and 5 listening exercises.
- Review Axis Bank’s digital initiatives (e.g., Axis Mobile app).
Source: Axis Bank Placement Papers – placement.freshersworld.com
Why Choose Eduooze Skill Institute?
- PGCRB Program: Covers aptitude, banking knowledge, and interview skills for the Axis Young Bankers Program.
- Mock Tests: 1,000+ questions simulating Axis Bank’s test pattern.
- Workshops: Focus on numerical ability, reasoning, communication, and banking scenarios.
- Job Fairs: Connect with Axis recruiters in Patna, Ranchi, and beyond.
- Certifications: PGCRB certificate boosts employability.
- Contact: 9142465110 or www.eduooze.com.
Testimonial: “Eduooze’s timed mocks and banking modules helped me score 85% in the Axis Young Bankers aptitude test!” – Ankit M., Ranchi, 2025.
Conclusion
The Axis Young Bankers Program aptitude test is your first step toward a rewarding career as a Branch Relationship Officer with Axis Bank. By practicing sample questions across Numerical Ability, Analytical Ability, Verbal Ability, Written English, and Listening Comprehension, and following a structured study plan, you can excel. Eduooze Skill Institute’s PGCRB program, with its tailored mock tests, workshops, and job fairs, ensures you’re fully prepared. Start your journey today to secure a spot in the Axis Young Bankers Program in 2025.
Call to Action: Ace the Axis Young Bankers aptitude test with Eduooze Skill’s PGCRB! Call 9142465110 or visit www.eduooze.com to enroll and access mock tests, certifications, and job fairs for 2025.
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